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chillpay - Shop now and pay later Postpaid UPI app

Buy through UPI, pay us later!😎 Download the app and get instant chhota credit within two minutes.✌️ Here...

Free

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Buy through UPI, pay us later!😎 Download the app and get instant chhota credit within two minutes.✌️

Here’s an all-new, convenient way to shop without having your money deducted instantly from your bank account. Introducing chillpay - an effortless way to shop for your everyday small needs.

🤩Once you sign up, enjoy the benefits of credit on UPI.🤩

The chillpay app gives you a zero-interest mini-credit limit that can be instantly used through UPI transactions.

You can point, scan and shop at any merchant store in India. If your merchant accepts UPI payments via apps like BHIM, PhonePe, Paytm, Amazon Pay, Freecharge, Mobikwik, Axis Pay, Jio Pay, WhatsApp Pay, etc., then you can pay using chillpay.

We have combined credit with UPI to bring you seamless technology that will make you experience shopping in a whole new light.

🤑chillpay for groceries🥬

Forgot to take cash to get groceries? No problem at all. You can use chillpay because our app is a pay-to-merchant app. Don’t forget the milk! Just use chillpay credit and avoid the hassles of carrying cash.

🤑chillpay for tea, coffee, & other refreshments🥤

Catching up with friends, but you don’t have the change to pay for your tea? Just scan and pay the bills using chillpay credit. Instead of digging through your wallet or purse to find spare change, just chillpay it!

🤑chillpay for buying online💻

Flex your online shopping skills with chillpay. You can buy items now on credit from online merchants that support UPI, and pay us back later. Lightning-fast transactions at your fingertips!

🤑chillpay for buying offline📲

Don’t just use your chillpay for online shopping, take the experience offline, too. Buy what you want by just pointing at and scanning any merchant’s UPI ID.

🧊How to use chillpay?

chillpay is THE revolution in a much-needed world of buy now pay later apps.

Here’s how you can use chillpay.

❄️Install chillpay
❄️Fill in your details and register
❄️Get Approved

That’s it! Once approved, you can Scan & Pay at your favourite merchant shops using credit on UPI.


🧊How much credit amount do I get on chillpay?

You can get instant approval for a mini-credit limit ranging between INR 500 to 2,500, based on your profile.
You can use this credit limit for paying bills & shopping online or offline wherever UPI payments are accepted.

🧊How will I be charged for using chillpay?

The bill is generated on the 1st of the following month. All your transactions are consolidated in a single statement.

🧊When is the repayment due date?

You have to repay your dues by the 5th of the month. Late fees of INR 10/day will be added for every day after the 5th, which will be capped at INR 250 + 18% GST.

🧊Can I send money to my friend?

No, you can only use chillpay to transact with different merchants (local traders such as bakers, grocers, shopkeepers, etc.) with UPI IDs. Transferring money to non-merchants is not allowed.

🧊Can I withdraw money using my UPI handle?

No, you can only transact with different merchants with UPI IDs. Withdrawing money to your account is not allowed.

Repay, Replenish, Reuse. Download the chillpay app now.

Made with ❤️ in India.

Contact us: [email protected]

Store rating

3

out of

4771 reviews

Last update

April 28, 2021

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