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tag:Fees & Charges All the fees are listed in the app clearly. No other hidden costs. Annual Percentage Rate (...
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Fees & Charges
All the fees are listed in the app clearly. No other hidden costs.
Annual Percentage Rate (APR): 36%
Monthly interest rate: 3%
Processing fee: 10%-13%
Loan term: 91-180 days
Example
A 3 months loan of ₹ 10,000
Interest: ₹ 605.91
Processing fee: 10% x ₹ 10,000 = ₹ 1000
GST (18% on processing fee): ₹ 180
Amount Received: ₹8,820
EMI payable per month: ₹ 3535.30
Total Repayment: ₹ 10,000 + ₹ 605.91= ₹ 10,605.91
Tired of the complicated procedures of applying bank loans? Install Atome Credit now! Apply on the app. All we need is your basic details and banking details to process your loan further.
Atome Credit is an easy, fast and trustworthy Instant Personal Loan App. No collateral required!
Loan Types
Easy Credit: This is a Credit line that allows you to avail credit up to ₹30,000 whenever you want. No bank visit is required. With Easy Credit you are offered a credit limit. You can then withdraw any amount of cash whenever you require from your credit limit and transfer to your personal bank account. You will get a monthly bill at the end of month reflecting the credit amount you had withdrawn alongside interest charges. You will be charged interest only on the amount that you have withdrawn from your credit limit.
EMI Loans: This allows you to borrow up to ₹ 30,000 for a tenure ranging from 3 to 6 months and pay back in easy installments.
Features
Online and paperless application process
Fast approval
Immediate funds transfer to your account
Consolidated Bills in a monthly statement
Available across India
Multiple Repayment options
The sanctioned credit limit gradually increases as you repay on time
Benefits
Legitimate app complying with all the laws, rules and regulations
Apply for a loan from your phone
Low interest rates
Convenient EMIs
Flexible Repayment - Minimum payment option
Eligibility
Indian citizen
Above the age of 21 years
Currently employed or with a steady income
Documents Required
PAN card
Aadhaar card
Selfie
How Atome Credit works?
Download and Install the APP.
Register with mobile phone number.
Fill out your basic information.
Upload PAN card, Address Proof and complete KYC verification.
Submit your application.
Just need to wait 24 hours for application approval.
Once approved, the loan amount is credited to your bank account within minutes.
Contact Us
Facebook:@AtomeCreditIN
Twitter:@atomecreditindia
Mail: [email protected]
Call: 1800 572 6266
Customer Service Support: 9am-6pm (Monday to Friday) and CLOSED on public holidays
Address
L-19, LGF, Kalkaji, NEW DELHI, New Delhi, Delhi, India, 110019
Security & Protection of Privacy
Your personal information is completely secure. We have stringent processes in place to protect customer data.
3
out of
13456 reviews
Last update
March 12, 2020